Guides

Practical guides for employers who lend to their staff

How to run a scheme, write the policy, set up approvals and check what payroll deducted. Plain and practical, whether or not you ever use Wola.

6 minute read · Updated 27 October 2026
How to run a salary-deducted staff loan scheme
How a staff loan scheme works from request to the last repayment, where schemes go wrong, and the controls that keep one healthy.
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6 minute read · Updated 27 October 2026
A staff loan policy checklist for Ugandan employers
The decisions a staff loan policy has to make, in the order they come up: who can borrow, how much, how long, the cost, approvals, arrears and leavers.
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5 minute read · Updated 27 October 2026
Who should approve staff loans, and in what order
How to set up an approval chain for staff loans: the roles that matter, why the person paying should not be the person approving, and how many steps are enough.
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5 minute read · Updated 27 October 2026
How to reconcile payroll loan deductions each month
A monthly routine to check that payroll deducted what it should: the expected list, the actual one, and how to chase missed and short deductions.
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