Rules you set, not spreadsheets
Borrowing limits as a multiple of salary or a share of take-home pay, maximum terms, probation and final-warning blocks, and products that cannot be held together.
Free30 days, every feature, no card
Staff loans, run from payroll.
For HR and finance teams at employers of 200 to 2,000 staff. Your people borrow against their salary under rules you set, approved by every manager and finance officer in the chain, and repaid straight from payroll. Every deduction is accounted for.
Built for several departments, sites or companies. Works alongside the payroll you already run. Made in Kampala, for employers in Uganda.
The Wola finance dashboard. Figures shown are illustrative.
- 4steps from request to repayment, in one place
- 6roles, each opening on its own dashboard
- 0edits possible to a repayment once recorded
- 30days free, with every feature and no card
How it works
From request to repayment, in one place
Everything that used to live in emails, spreadsheets and a finance officer's memory follows one path.
An employee sees what they can borrow before they ask, worked out from your rules: salary, probation status and the loans they already have.
Every loan product has its own approval chain, from line manager to HR, finance and executives. Each person sees only what is waiting for them.
Approved loans queue for disbursement. One action records the payout in the ledger and tells the borrower.
Wola gives payroll the expected deductions each month, takes the actual ones back, and flags every instalment that came in short or missed.
For your team
Everyone opens on the question their job asks
Wola does not show the same twelve links to everyone. Each role sees its own dashboard, and only what it should.
Security
Salary data deserves more than a password
Wola holds pay, loans and employment records. It is built so one organisation's data can never be mistaken for another's.
Your data stays yours
Each organisation is separated by the database itself, not just by the application: the database refuses to return another organisation's records.
Two-step sign-in
Your organisation can require a second step for finance and administrator roles.
Everything is on the record
Sign-in attempts and every change are logged in an audit trail that cannot be edited or deleted.
Pricing
One flat price, sized to your team
Every plan includes every feature and every role. You pay for the size of your team, not for the number of loans or the people who sign in.
Every plan includes
- Every role, each with its own dashboard
- Your own loan products, limits and approval chains
- Payroll deductions out, actual deductions back, gaps flagged
- A ledger and audit trail nobody can rewrite
- Alerts by email and in the app
- Reports, CSV exports and print-ready pages
- Two-step sign-in and separated data
- Help from the people who build Wola
Standard
A growing organisation with an HR and finance team
UGX 4,500,000a yearUGX 5,400,000
Works out at UGX 375,000 a month, about $90. You save UGX 900,000.
Start your 30-day trial
Free for 30 days.
No card needed.
See every plan side by side
Starter
A small team starting a staff-loan scheme
Up to 60 staff
UGX 180,000 a month · about $43
Standard
A growing organisation with an HR and finance team
Up to 200 staff
UGX 450,000 a month · about $108
Growth
Several departments, or a group of companies, with a full approval chain
Up to 600 staff
UGX 1,000,000 a month · about $240
Large
A large employer or group with multiple sites
Up to 2,000 staff
UGX 2,200,000 a month · about $529
Enterprise
Beyond 2,000 staff, or your own hosting
Over 2,000 staff
Let's talk
- Pay a year in advance and get 2 months free.
- The trial is free for 30 days; your settings carry over when you go live.
- We set it up with you from UGX 500,000, once: staff import, loan rules and training.
- Several companies? We add up all their staff and charge one band for the group.
- Prices in Ugandan shillings, excluding taxes. Dollar figures are approximate.
- How billing works
Do we have to replace our payroll system?
No. Wola works alongside it. Each month it produces the list of deductions payroll should make, and you bring the actual deductions back so Wola can check them and flag the gaps.
Can we use our own loan rules?
Yes. Products, limits, terms, interest and approval chains are settings for your organisation, not code. Two organisations on Wola can lend in completely different ways.
Who can see employees' pay and loans?
Only the roles your organisation allows. An employee sees their own record, a line manager sees their own team, and the full book is limited to the finance, HR, executive and audit roles you choose.
What happens when someone leaves with a loan?
Leavers who still owe money are flagged to finance and HR so the balance is not forgotten, and your organisation sets the exit policy for how it is recovered.
Can we try it before we commit?
Yes. We can set up a trial organisation with your real staff list and practice loans, so your team experiences Wola the way it would work for you before anything real is loaded. It is clearly marked as practice data throughout.
Which currencies does it support?
Each organisation works in one currency, chosen when it is set up (for example Ugandan shillings), and every amount in the product is shown in it.
See Wola with your own people in it
Start a free trial in minutes with a sample company, or bring your own staff list. Your team can try every role before anything real is loaded.